Insurances

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  • No medicals on enrollment – Upto 50 years and/or for sum assured below Rs 5 lacs
  • Comprehensive hospitalization coverage withoutany sub-limits
    • On inpatient treatment expenses
    • On day care procedures expenses
    • On domiciliary treatment
    • On organ donor expenses
  • Tax savings U/S 80D – Upto Rs 35,000*
  • No co-pay is applicable
  • Cashless hospitalization at 3000+ hospitals
  • No loading on renewal premium in case of a claim
  • Renewable for life.
  • 15 days Free Look period (For the new business only)
  • 30 days Grace Period (For renewals only).
  • Sum Insured Enhancement – Sum Insured can be enhanced only at the time of renewal. However the quantum of increase shall be as per underwriting guidelines of the company.
  • Changes will be notified to the policyholders 3 months in advance in case of revision /modification in approved product.
  • Option to migrate to similar Indemnity health insurance policy
  • Likelihood of withdrawal of the product will be notified to the policy holders 3 months prior to the expiry of the policy and option would be given to migrate to similar Health Insurance policy